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Side-by-Side Comparison Independent Updated Mar 9, 2026

AJ Bell vs Deriv 2026: Which Broker is Better?

In the realm of online brokerage, AJ Bell and Deriv cater to markedly different trader profiles, each excelling in distinct areas. AJ Bell, a UK-based firm, is ideal for investors focused on stocks and funds, offering comprehensive ISA and SIPP accounts, though it lacks forex and crypto options. Conversely, Deriv appeals to traders seeking diverse markets, including forex and crypto, with low entry barriers and unique trading products, though its complex offerings might challenge newcomers. While AJ Bell provides strong mobile app support and a robust selection of funds, Deriv offers the advantage of leverage up to 1:1000 and commission-free trading on most products.

AJ Bell

Deriv

VS
AJ BellDeriv
BrokerRank Score2.8/54.0/5 ✓
Min. Deposit$0 ✓$5
Spread from0 pips ✓0.5 pips
Max Leverage1:11:1000 ✓
RegulationFCAMFSA, Labuan FSA, BVI FSC ✓
PlatformsProprietary Web, Proprietary MobileMT5, Proprietary Web, Proprietary Mobile
Quick VerdictBrokerRank recommends
Best for Beginners
AJ BellDeriv
Best for Low Fees
AJ BellDeriv
Best for Regulation
DerivAJ Bell
Best Overall
DerivAJ Bell
Quick Answer

Deriv is the better choice overall, scoring 4.0/5 vs 2.8/5 on BrokerRank's independent rating. On fees, AJ Bell offers lower spreads (0 pips).

See full side-by-side comparison below

AJ Bell vs Deriv: Key Differences

Feature

AJ Bell

Winner

Deriv

Our Rating
2.8 / 5
4.0 / 5
Min. Deposit
$0
$5
Max Leverage
Spread From
0 pips
0.5 pips
Commission
$9.95/lot
None
Regulated By
MFSALabuan FSABVI FSCVFSCCIMAFSCCMA
Platforms
Proprietary Web, Proprietary Mobile
MT5, Proprietary Web, Proprietary Mobile
Markets
Stocks, Indices
Forex, Cfd, Crypto, Indices, Commodities
Founded
1995
1999
Headquarters
Manchester, UK
Limassol, Cyprus
Score
3 / 5
2 / 5

Fees Comparison

Fee

AJ Bell

Deriv

Spread From
0 pips
0.5 pips
Commission
$9.95/lot
None
Deposit Fee
None
None
Withdrawal Fee
None
None

BrokerRank Verdict

In the comparison between AJ Bell and Deriv, Deriv stands out as the better option for beginners due to its very low minimum deposit of $5 and commission-free trading on most products. Professional traders may find AJ Bell more suitable, given its strong mobile app and competitive platform charges, although it lacks forex and crypto markets. When it comes to fees, Deriv is the clear winner, offering no commission on most trades and a wider range of markets, including forex and crypto.

Who Should Choose Which?

AJ Bell

AJ Bell

2.8/5

Choose AJ Bell if you want…

  • Tighter spreads (from 0 pips)
  • No minimum deposit
  • More established (est. 1995)
Deriv

Deriv

4.0/5

Top pick

Choose Deriv if you want…

  • Higher overall rating (4.0/5)
  • No per-trade commission
  • Higher leverage (up to 1:1000)
  • More regulatory licences (7)

Also consider

View all rankings

We earn a commission when you open an account through these links, at no extra cost to you. Our ratings are scored independently — see the full independent ranking.

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4.0
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4.0
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Frequently Asked Questions

1

Is AJ Bell better than Deriv?

Deriv scores higher overall on our independent rating system. AJ Bell holds a 2.8/5 rating vs Deriv's 4.0/5. The best choice ultimately depends on your trading style — see our full verdict above for a detailed breakdown.

2

Which has lower fees, AJ Bell or Deriv?

AJ Bell offers spreads from 0 pips, while Deriv starts at 0.5 pips. Check the fees section above for a full breakdown.

3

What is the minimum deposit for AJ Bell vs Deriv?

AJ Bell requires a minimum deposit of $0. Deriv requires $5.

4

Which broker is safer, AJ Bell or Deriv?

AJ Bell is regulated by FCA, while Deriv holds licences from MFSA, Labuan FSA, BVI FSC, VFSC, CIMA, FSC, CMA.

5

What trading platforms do AJ Bell and Deriv support?

AJ Bell supports Proprietary Web, Proprietary Mobile. Deriv supports MT5, Proprietary Web, Proprietary Mobile.

6

Can I use both AJ Bell and Deriv?

Yes, you can hold accounts at multiple brokers simultaneously. Many traders diversify across platforms to access different markets and tools.

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