Skip to main content
Side-by-Side Comparison Independent Updated Oct 2, 2026

Crypto.com vs XM 2026: Which Broker is Better?

In this comparison of Crypto.com and XM, we delve into the distinct offerings and appeal of these two brokers. Crypto.com, established in 2016 and headquartered in Singapore, focuses primarily on cryptocurrency markets and attracts traders interested in digital assets, bolstered by its strong regulatory presence and innovative mobile-first experience. In contrast, XM, founded in 2009 with headquarters in Cyprus, offers a more diversified range of markets including forex, CFDs, and commodities, appealing to traders who prefer traditional asset classes and value features like low minimum deposits and comprehensive educational resources. The key difference lies in Crypto.com's emphasis on crypto trading and rewards, while XM caters to those seeking a broader financial market exposure with robust leverage options.

Crypto.com

XM

VS
Crypto.comXM
BrokerRank Score4.2/5 ✓3.9/5
Min. Deposit$0 ✓$5
Spread from0.4 pips ✓0.6 pips
Max Leverage1:101:1000 ✓
RegulationFCA, MASCySEC, DFSA, FSC ✓
PlatformsProprietary Mobile, Proprietary WebMT4, MT5, Proprietary Mobile
Quick VerdictBrokerRank recommends
Best for Beginners
Crypto.comXM
Best for Low Fees
Crypto.comXM
Best for Regulation
XMCrypto.com
Best Overall
Crypto.comXM
Quick Answer

Crypto.com is the better choice overall, scoring 4.2/5 vs 3.9/5 on BrokerRank's independent rating. On fees, Crypto.com offers lower spreads (0.4 pips).

See full side-by-side comparison below

Crypto.com vs XM: Key Differences

Feature

Crypto.com

Winner

XM

Our Rating
4.2 / 5
3.9 / 5
Min. Deposit
$0
$5
Max Leverage
Spread From
0.4 pips
0.6 pips
Commission
$0.075/lot
None
Regulated By
CySECDFSAFSCFSCAFSA
Platforms
Proprietary Mobile, Proprietary Web
MT4, MT5, Proprietary Mobile
Markets
Crypto
Forex, Cfd, Stocks, Indices, Commodities
Founded
2016
2009
Headquarters
Singapore
Limassol, Cyprus
Score
3 / 4
1 / 4

Still deciding between Crypto.com and XM?

Skip the back-and-forth — answer 4 quick questions and we'll match you to your best fit.

Matching for:Travelling or on a VPN? Change it.
Find my match

Fees Comparison

Fee

Crypto.com

XM

Spread From
0.4 pips
0.6 pips
Commission
$0.075/lot
None
Deposit Fee
None
None
Withdrawal Fee
None
None

BrokerRank Verdict

For beginners, XM is the better choice due to its strong educational resources, very low minimum deposit, and comprehensive market offerings beyond just cryptocurrencies. Professional traders may prefer Crypto.com for its strong regulatory presence and unique crypto-focused features like the Visa card with cashback rewards. When it comes to fees, XM edges out with no commission charges and no deposit or withdrawal fees, despite its slightly wider spreads on standard accounts compared to Crypto.com's lower commission rate.

Who Should Choose Which?

Crypto.com

Crypto.com

4.2/5

Top pick

Choose Crypto.com if you want…

  • Higher overall rating (4.2/5)
  • Tighter spreads (from 0.4 pips)
  • No minimum deposit
XM

XM

3.9/5

Choose XM if you want…

  • No per-trade commission
  • Higher leverage (up to 1:1000)
  • More regulatory licences (5)
  • More market types (5)

Also consider

View all rankings

We earn a commission when you open an account through these links, at no extra cost to you. Our ratings are scored independently — see the full independent ranking.

#1ForTrade logo
ForTrade
4.3
FCA
Visit
#2FxPro logo
FxPro
4.1
FCA
Visit
#4Plus500 logo
Plus500
4.0
MAS
Visit

80% of retail CFD accounts lose money.

#5AvaTrade logo
AvaTrade
4.0
MAS
Visit

Both Crypto.com & XM are available in

Frequently Asked Questions

1

Is Crypto.com better than XM?

Crypto.com scores higher overall on our independent rating system. Crypto.com holds a 4.2/5 rating vs XM's 3.9/5. The best choice ultimately depends on your trading style — see our full verdict above for a detailed breakdown.

2

Which has lower fees, Crypto.com or XM?

Crypto.com offers spreads from 0.4 pips, while XM starts at 0.6 pips. Check the fees section above for a full breakdown.

3

What is the minimum deposit for Crypto.com vs XM?

Crypto.com requires a minimum deposit of $0. XM requires $5.

4

Which broker is safer, Crypto.com or XM?

Crypto.com is regulated by FCA, MAS, while XM holds licences from CySEC, DFSA, FSC, FSCA, FSA.

5

What trading platforms do Crypto.com and XM support?

Crypto.com supports Proprietary Mobile, Proprietary Web. XM supports MT4, MT5, Proprietary Mobile.

6

Can I use both Crypto.com and XM?

Yes, you can hold accounts at multiple brokers simultaneously. Many traders diversify across platforms to access different markets and tools.

Key Trading Terms

Related Guides

More Comparisons

BrokerRank Research

Trading involves risk. Past performance is not indicative of future results. Capital at risk. Full risk disclosure.

Featured

Bybit

4.0
Open Account

Capital at risk · T&Cs apply