DEGIRO
M1 Finance
VS
Higher Rated
DEGIRO
Capital at risk · T&Cs apply
Choosing between DEGIRO and M1 Finance depends on your trading style, preferred markets, and budget. DEGIRO is headquartered in Amsterdam, Netherlands, while M1 Finance operates from Chicago, USA. DEGIRO has the longer track record, established in 2013, compared to M1 Finance which was founded in 2015. This in-depth comparison covers regulation, fees, platforms, markets, and overall ratings to help you decide which broker is the better fit in 2026.
DEGIRO
M1 Finance
DEGIRO is the better choice overall, scoring 3.3/5 vs 3.2/5 on BrokerRank's independent rating. On fees, DEGIRO offers lower spreads (0 pips).
See full side-by-side comparison belowOverall Rating
DEGIRO
3.3 vs 3.2
Lowest Fees
Tied
0 vs 0 pips
Regulation
Tied
1 vs 1 licences
Min. Deposit
DEGIRO
$0 vs $100
DEGIRO
WinnerM1 Finance
DEGIRO
M1 Finance
Lower feesDEGIRO holds licences from FCA. M1 Finance is regulated by SEC.
Both brokers offer access to Stocks, Indices markets. DEGIRO additionally covers Commodities.
DEGIRO supports Proprietary Web, Proprietary Mobile. M1 Finance offers Proprietary Web, Proprietary Mobile. Both brokers are available on Proprietary Web, Proprietary Mobile.
DEGIRO requires no minimum deposit, while M1 Finance sets a minimum deposit of $100. This makes DEGIRO accessible to traders with any budget.
BrokerRank scores DEGIRO at 3.27/5 and M1 Finance at 3.20/5, based on 50+ data points covering regulation, fees, platforms, markets, and user experience. DEGIRO leads overall with a clear advantage.
DEGIRO scores higher overall on our independent rating system. DEGIRO holds a 3.3/5 rating vs M1 Finance's 3.2/5. The best choice ultimately depends on your trading style — see our full verdict above for a detailed breakdown.
DEGIRO offers spreads from 0 pips, while M1 Finance starts at 0 pips. Check the fees section above for a full breakdown.
DEGIRO requires a minimum deposit of $0. M1 Finance requires $100.
DEGIRO is regulated by FCA, while M1 Finance holds licences from SEC.
DEGIRO supports Proprietary Web, Proprietary Mobile. M1 Finance supports Proprietary Web, Proprietary Mobile.
Yes, you can hold accounts at multiple brokers simultaneously. Many traders diversify across platforms to access different markets and tools.
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Trading involves risk. Past performance is not indicative of future results. Capital at risk. Full risk disclosure.