DEGIRO vs M1 Finance 2026: Which Broker is Better?
Choosing between DEGIRO and M1 Finance depends on your trading style, preferred markets, and budget. DEGIRO is headquartered in Amsterdam, Netherlands, while M1 Finance operates from Chicago, USA. DEGIRO has the longer track record, established in 2013, compared to M1 Finance which was founded in 2015. This in-depth comparison covers regulation, fees, platforms, markets, and overall ratings to help you decide which broker is the better fit in 2026.
DEGIRO
M1 Finance
| DEGIRO | M1 Finance | |
|---|---|---|
| BrokerRank Score | 3.3/5 ✓ | 3.2/5 |
| Min. Deposit | $0 ✓ | $100 |
| Spread from | 0 pips | 0 pips |
| Max Leverage | 1:1 | 1:2 ✓ |
| Regulation | FCA | SEC |
| Platforms | Proprietary Web, Proprietary Mobile | Proprietary Web, Proprietary Mobile |
DEGIRO is the better choice overall, scoring 3.3/5 vs 3.2/5 on BrokerRank's independent rating. On fees, DEGIRO offers lower spreads (0 pips).
See full side-by-side comparison belowDEGIRO vs M1 Finance: Key Differences
DEGIRO
WinnerM1 Finance
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Fees Comparison
DEGIRO
M1 Finance
Lower feesRegulation & Trust
DEGIRO holds licences from FCA. M1 Finance is regulated by SEC.
Markets & Assets
Both brokers offer access to Stocks, Indices markets. DEGIRO additionally covers Commodities.
Trading Platforms
DEGIRO supports Proprietary Web, Proprietary Mobile. M1 Finance offers Proprietary Web, Proprietary Mobile. Both brokers are available on Proprietary Web, Proprietary Mobile.
Minimum Deposit
DEGIRO requires no minimum deposit, while M1 Finance sets a minimum deposit of $100. This makes DEGIRO accessible to traders with any budget.
Overall Ratings
BrokerRank scores DEGIRO at 3.27/5 and M1 Finance at 3.20/5, based on 50+ data points covering regulation, fees, platforms, markets, and user experience. DEGIRO leads overall with a clear advantage.
BrokerRank Verdict
Who Should Choose Which?
DEGIRO
3.3/5
Choose DEGIRO if you want…
- Higher overall rating (3.3/5)
- No minimum deposit
- More market types (3)
- More established (est. 2013)
M1 Finance
3.2/5
Choose M1 Finance if you want…
- No per-trade commission
- Higher leverage (up to 1:2)
Also consider
We earn a commission when you open an account through these links, at no extra cost to you. Our ratings are scored independently — see the full independent ranking.
Frequently Asked Questions
1Is DEGIRO better than M1 Finance?
DEGIRO scores higher overall on our independent rating system. DEGIRO holds a 3.3/5 rating vs M1 Finance's 3.2/5. The best choice ultimately depends on your trading style — see our full verdict above for a detailed breakdown.
2Which has lower fees, DEGIRO or M1 Finance?
DEGIRO offers spreads from 0 pips, while M1 Finance starts at 0 pips. Check the fees section above for a full breakdown.
3What is the minimum deposit for DEGIRO vs M1 Finance?
DEGIRO requires a minimum deposit of $0. M1 Finance requires $100.
4Which broker is safer, DEGIRO or M1 Finance?
DEGIRO is regulated by FCA, while M1 Finance holds licences from SEC.
5What trading platforms do DEGIRO and M1 Finance support?
DEGIRO supports Proprietary Web, Proprietary Mobile. M1 Finance supports Proprietary Web, Proprietary Mobile.
6Can I use both DEGIRO and M1 Finance?
Yes, you can hold accounts at multiple brokers simultaneously. Many traders diversify across platforms to access different markets and tools.
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