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Side-by-Side Comparison Independent Updated Oct 2, 2026

DEGIRO vs Trading 212 2026: Which Broker is Better?

In the world of online trading, DEGIRO and Trading 212 stand out as popular choices, each catering to different types of traders. DEGIRO, with its very low commissions and access to over 50 global stock exchanges, appeals to cost-conscious investors seeking robust European market access, though it lacks forex and crypto options. In contrast, Trading 212 attracts both beginners and experienced traders with its commission-free stock trading, fractional shares, and low entry point, making it ideal for those interested in a broader range of markets including forex and CFDs. The key difference lies in DEGIRO's focus on equity trading with minimal fees, while Trading 212 offers a more diverse trading experience with higher leverage options.

DEGIRO

Trading 212

Higher ratedTrading 212 logo

Trading 212

3.6/ 5
Visit Trading 212 →Full review
VS
DEGIROTrading 212
BrokerRank Score3.3/53.6/5 ✓
Min. Deposit$0 ✓$1
Spread from0 pips ✓0.5 pips
Max Leverage1:11:30 ✓
RegulationFCAFCA, CySEC ✓
PlatformsProprietary Web, Proprietary MobileProprietary Web, Proprietary Mobile
Quick VerdictBrokerRank recommends
Best for Beginners
DEGIROTrading 212
Best for Low Fees
DEGIROTrading 212
Best for Regulation
Trading 212DEGIRO
Best Overall
Trading 212DEGIRO
Quick Answer

Trading 212 is the better choice overall, scoring 3.6/5 vs 3.3/5 on BrokerRank's independent rating. On fees, DEGIRO offers lower spreads (0 pips).

See full side-by-side comparison below

DEGIRO vs Trading 212: Key Differences

Feature

DEGIRO

Trading 212

Winner
Our Rating
3.3 / 5
3.6 / 5
Min. Deposit
$0
$1
Max Leverage
Spread From
0 pips
0.5 pips
Commission
$1.75/lot
None
Regulated By
Platforms
Proprietary Web, Proprietary Mobile
Proprietary Web, Proprietary Mobile
Markets
Stocks, Indices, Commodities
Stocks, Cfd, Forex, Indices, Commodities
Founded
2013
2004
Headquarters
Amsterdam, Netherlands
London, UK
Score
2 / 5
3 / 5

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Fees Comparison

Fee

DEGIRO

Trading 212

Spread From
0 pips
0.5 pips
Commission
$1.75/lot
None
Deposit Fee
None
None
Withdrawal Fee
None
None

BrokerRank Verdict

Trading 212 is better suited for beginners due to its user-friendly platform, commission-free trading, and low minimum deposit of £1. Professional traders may find DEGIRO more appealing, given its access to over 50 global stock exchanges and very low commission rates from €1. In terms of fees, DEGIRO generally offers lower commissions, making it the more cost-effective option for frequent traders.

Who Should Choose Which?

DEGIRO

DEGIRO

3.3/5

Choose DEGIRO if you want…

  • Tighter spreads (from 0 pips)
  • No minimum deposit
Trading 212

Trading 212

3.6/5

Top pick

Choose Trading 212 if you want…

  • Higher overall rating (3.6/5)
  • No per-trade commission
  • Higher leverage (up to 1:30)
  • More regulatory licences (2)

Also consider

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Both DEGIRO & Trading 212 are available in

Frequently Asked Questions

1

Is DEGIRO better than Trading 212?

Trading 212 scores higher overall on our independent rating system. DEGIRO holds a 3.3/5 rating vs Trading 212's 3.6/5. The best choice ultimately depends on your trading style — see our full verdict above for a detailed breakdown.

2

Which has lower fees, DEGIRO or Trading 212?

DEGIRO offers spreads from 0 pips, while Trading 212 starts at 0.5 pips. Check the fees section above for a full breakdown.

3

What is the minimum deposit for DEGIRO vs Trading 212?

DEGIRO requires a minimum deposit of $0. Trading 212 requires $1.

4

Which broker is safer, DEGIRO or Trading 212?

DEGIRO is regulated by FCA, while Trading 212 holds licences from FCA, CySEC.

5

What trading platforms do DEGIRO and Trading 212 support?

DEGIRO supports Proprietary Web, Proprietary Mobile. Trading 212 supports Proprietary Web, Proprietary Mobile.

6

Can I use both DEGIRO and Trading 212?

Yes, you can hold accounts at multiple brokers simultaneously. Many traders diversify across platforms to access different markets and tools.

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