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Side-by-Side Comparison Independent Updated Oct 28, 2026

Luno vs XTB 2026: Which Broker is Better?

Compare Luno and XTB side by side on fees, regulation, platforms and our expert ratings. Find out which broker suits your needs.

Luno

XTB

LunoXTB
BrokerRank Score2.9/53.8/5 ✓
Min. Deposit$0$0
Spread from0.1 pips0.1 pips
Max Leverage1:11:500 ✓
RegulationFCAFCA, CySEC ✓
PlatformsProprietary Web, Proprietary MobileProprietary Web, Proprietary Mobile, MT4
Quick VerdictBrokerRank recommends
Best for Beginners
LunoXTB
Best for Low Fees
LunoXTB
Best for Regulation
XTBLuno
Best Overall
XTBLuno
Quick Answer

XTB is the better choice overall, scoring 3.8/5 vs 2.9/5 on BrokerRank's independent rating. On fees, Luno offers lower spreads (0.1 pips).

See full side-by-side comparison below

Luno vs XTB: Key Differences

Feature

Luno

XTB

Winner
Our Rating
2.9 / 5
3.8 / 5
Min. Deposit
$0
$0
Max Leverage
Spread From
0.1 pips
0.1 pips
Commission
$0.25/lot
None
Regulated By
Platforms
Proprietary Web, Proprietary Mobile
Proprietary Web, Proprietary Mobile, MT4
Markets
Crypto
Forex, Cfd, Stocks, Indices, Commodities, Crypto
Founded
2013
2002
Headquarters
London, UK
Warsaw, Poland
Score
0 / 3
3 / 3

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Fees Comparison

Fee

Luno

XTB

Lower fees
Spread From
0.1 pips
0.1 pips
Commission
$0.25/lot
None
Deposit Fee
None
None
Withdrawal Fee
None
None

BrokerRank Verdict

Luno scores 2.88/5 while XTB scores 3.81/5 in our independent rating.

XTB edges ahead overall, but Luno may suit traders who prioritise different features. Read our full reviews for a detailed breakdown. Scores are based on our transparent methodology.

Who Should Choose Which?

Luno

Luno

2.9/5

Choose Luno if you want…

Similar strengths to XTB — compare below.

XTB

XTB

3.8/5

Top pick

Choose XTB if you want…

  • Higher overall rating (3.8/5)
  • No per-trade commission
  • Higher leverage (up to 1:500)
  • More regulatory licences (2)

Also consider

View all rankings

We earn a commission when you open an account through these links, at no extra cost to you. Our ratings are scored independently — see the full independent ranking.

#1ForTrade logo
ForTrade
4.3
FCA
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#2FxPro logo
FxPro
4.1
FCA
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#4AvaTrade logo
AvaTrade
4.0
MAS
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#5Plus500 logo
Plus500
4.0
MAS
Visit

80% of retail CFD accounts lose money.

Both Luno & XTB are available in

Frequently Asked Questions

1

Is Luno better than XTB?

XTB scores higher overall on our independent rating system. Luno holds a 2.9/5 rating vs XTB's 3.8/5. The best choice ultimately depends on your trading style — see our full verdict above for a detailed breakdown.

2

Which has lower fees, Luno or XTB?

Luno offers spreads from 0.1 pips, while XTB starts at 0.1 pips. Check the fees section above for a full breakdown.

3

What is the minimum deposit for Luno vs XTB?

Luno requires a minimum deposit of $0. XTB requires $0.

4

Which broker is safer, Luno or XTB?

Luno is regulated by FCA, while XTB holds licences from FCA, CySEC.

5

What trading platforms do Luno and XTB support?

Luno supports Proprietary Web, Proprietary Mobile. XTB supports Proprietary Web, Proprietary Mobile, MT4.

6

Can I use both Luno and XTB?

Yes, you can hold accounts at multiple brokers simultaneously. Many traders diversify across platforms to access different markets and tools.

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