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Side-by-Side Comparison Independent Updated Oct 28, 2026

Raiffeisen Invest vs XTB 2026: Which Broker is Better?

Compare Raiffeisen Invest and XTB side by side on fees, regulation, platforms and our expert ratings. Find out which broker suits your needs.

Raiffeisen Invest

XTB

Higher ratedXTB logo

XTB

3.8/ 5
Visit XTB →Full review
VS
Raiffeisen InvestXTB
BrokerRank Score3.2/53.8/5 ✓
Min. Deposit$0$0
Spread from0 pips ✓0.1 pips
Max Leverage1:51:500 ✓
RegulationFMAFCA, CySEC ✓
PlatformsProprietary Web, Proprietary MobileProprietary Web, Proprietary Mobile, MT4
Quick VerdictBrokerRank recommends
Best for Beginners
Raiffeisen InvestXTB
Best for Low Fees
Raiffeisen InvestXTB
Best for Regulation
XTBRaiffeisen Invest
Best Overall
XTBRaiffeisen Invest
Quick Answer

XTB is the better choice overall, scoring 3.8/5 vs 3.2/5 on BrokerRank's independent rating. On fees, Raiffeisen Invest offers lower spreads (0 pips).

See full side-by-side comparison below

Raiffeisen Invest vs XTB: Key Differences

Feature

Raiffeisen Invest

XTB

Winner
Our Rating
3.2 / 5
3.8 / 5
Min. Deposit
$0
$0
Max Leverage
Spread From
0 pips
0.1 pips
Commission
$0.12/lot
None
Regulated By
FMA
Platforms
Proprietary Web, Proprietary Mobile
Proprietary Web, Proprietary Mobile, MT4
Markets
Stocks, Etf, Funds, Bonds
Forex, Cfd, Stocks, Indices, Commodities, Crypto
Founded
1886
2002
Headquarters
Vienna, Austria
Warsaw, Poland
Score
1 / 4
3 / 4

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Fees Comparison

Fee

Raiffeisen Invest

XTB

Spread From
0 pips
0.1 pips
Commission
$0.12/lot
None
Deposit Fee
None
None
Withdrawal Fee
None
None

BrokerRank Verdict

Raiffeisen Invest scores 3.17/5 while XTB scores 3.81/5 in our independent rating.

XTB edges ahead overall, but Raiffeisen Invest may suit traders who prioritise different features. Read our full reviews for a detailed breakdown. Scores are based on our transparent methodology.

Who Should Choose Which?

Raiffeisen Invest

Raiffeisen Invest

3.2/5

Choose Raiffeisen Invest if you want…

  • Tighter spreads (from 0 pips)
  • More established (est. 1886)
XTB

XTB

3.8/5

Top pick

Choose XTB if you want…

  • Higher overall rating (3.8/5)
  • No per-trade commission
  • Higher leverage (up to 1:500)
  • More regulatory licences (2)

Also consider

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We earn a commission when you open an account through these links, at no extra cost to you. Our ratings are scored independently — see the full independent ranking.

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Frequently Asked Questions

1

Is Raiffeisen Invest better than XTB?

XTB scores higher overall on our independent rating system. Raiffeisen Invest holds a 3.2/5 rating vs XTB's 3.8/5. The best choice ultimately depends on your trading style — see our full verdict above for a detailed breakdown.

2

Which has lower fees, Raiffeisen Invest or XTB?

Raiffeisen Invest offers spreads from 0 pips, while XTB starts at 0.1 pips. Check the fees section above for a full breakdown.

3

What is the minimum deposit for Raiffeisen Invest vs XTB?

Raiffeisen Invest requires a minimum deposit of $0. XTB requires $0.

4

Which broker is safer, Raiffeisen Invest or XTB?

Raiffeisen Invest is regulated by FMA, while XTB holds licences from FCA, CySEC.

5

What trading platforms do Raiffeisen Invest and XTB support?

Raiffeisen Invest supports Proprietary Web, Proprietary Mobile. XTB supports Proprietary Web, Proprietary Mobile, MT4.

6

Can I use both Raiffeisen Invest and XTB?

Yes, you can hold accounts at multiple brokers simultaneously. Many traders diversify across platforms to access different markets and tools.

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