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Side-by-Side Comparison Independent Updated Oct 29, 2026

Trading 212 vs City Index 2026: Which Broker is Better?

Compare Trading 212 and City Index side by side on fees, regulation, platforms and our expert ratings. Find out which broker suits your needs.

Trading 212

City Index

Higher ratedCity Index logo

City Index

4.1/ 5
Visit City Index →Full review
VS
Trading 212City Index
BrokerRank Score3.6/54.1/5 ✓
Min. Deposit$1$0 ✓
Spread from0.5 pips0.5 pips
Max Leverage1:301:200 ✓
RegulationFCA, CySECFCA, ASIC, MAS ✓
PlatformsProprietary Web, Proprietary MobileProprietary Web, Proprietary Mobile, MT4
Quick VerdictBrokerRank recommends
Best for Beginners
City IndexTrading 212
Best for Low Fees
Trading 212City Index
Best for Regulation
City IndexTrading 212
Best Overall
City IndexTrading 212
Quick Answer

City Index is the better choice overall, scoring 4.1/5 vs 3.6/5 on BrokerRank's independent rating. On fees, Trading 212 offers lower spreads (0.5 pips).

See full side-by-side comparison below

Trading 212 vs City Index: Key Differences

Feature

Trading 212

City Index

Winner
Our Rating
3.6 / 5
4.1 / 5
Min. Deposit
$1
$0
Max Leverage
Spread From
0.5 pips
0.5 pips
Commission
None
None
Regulated By
Platforms
Proprietary Web, Proprietary Mobile
Proprietary Web, Proprietary Mobile, MT4
Markets
Stocks, Cfd, Forex, Indices, Commodities
Cfd, Forex, Stocks, Indices, Commodities
Founded
2004
1983
Headquarters
London, UK
London, UK
Score
0 / 3
3 / 3

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Fees Comparison

Fee

Trading 212

City Index

Spread From
0.5 pips
0.5 pips
Commission
None
None
Deposit Fee
None
None
Withdrawal Fee
None
None

BrokerRank Verdict

Trading 212 scores 3.57/5 while City Index scores 4.06/5 in our independent rating.

City Index edges ahead overall, but Trading 212 may suit traders who prioritise different features. Read our full reviews for a detailed breakdown. Scores are based on our transparent methodology.

Who Should Choose Which?

Trading 212

Trading 212

3.6/5

Choose Trading 212 if you want…

Similar strengths to City Index — compare below.

City Index

City Index

4.1/5

Top pick

Choose City Index if you want…

  • Higher overall rating (4.1/5)
  • No minimum deposit
  • Higher leverage (up to 1:200)
  • More regulatory licences (3)

Also consider

View all rankings

We earn a commission when you open an account through these links, at no extra cost to you. Our ratings are scored independently — see the full independent ranking.

#1ForTrade logo
ForTrade
4.3
FCA
Visit
#2FxPro logo
FxPro
4.1
FCA
Visit
#3Plus500 logo
Plus500
4.0
MAS
Visit

80% of retail CFD accounts lose money.

#4AvaTrade logo
AvaTrade
4.0
MAS
Visit
#6XM logo
XM
3.9
Visit

Both Trading 212 & City Index are available in

Frequently Asked Questions

1

Is Trading 212 better than City Index?

City Index scores higher overall on our independent rating system. Trading 212 holds a 3.6/5 rating vs City Index's 4.1/5. The best choice ultimately depends on your trading style — see our full verdict above for a detailed breakdown.

2

Which has lower fees, Trading 212 or City Index?

Trading 212 offers spreads from 0.5 pips, while City Index starts at 0.5 pips. Check the fees section above for a full breakdown.

3

What is the minimum deposit for Trading 212 vs City Index?

Trading 212 requires a minimum deposit of $1. City Index requires $0.

4

Which broker is safer, Trading 212 or City Index?

Trading 212 is regulated by FCA, CySEC, while City Index holds licences from FCA, ASIC, MAS.

5

What trading platforms do Trading 212 and City Index support?

Trading 212 supports Proprietary Web, Proprietary Mobile. City Index supports Proprietary Web, Proprietary Mobile, MT4.

6

Can I use both Trading 212 and City Index?

Yes, you can hold accounts at multiple brokers simultaneously. Many traders diversify across platforms to access different markets and tools.

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