XM
Trading 212
VS
Higher Rated
XM
Capital at risk · T&Cs apply
Choosing between XM and Trading 212 depends on your trading style, preferred markets, and budget. XM is headquartered in Limassol, Cyprus, while Trading 212 operates from London, UK. Trading 212 has the longer track record, established in 2004, compared to XM which was founded in 2009. This in-depth comparison covers regulation, fees, platforms, markets, and overall ratings to help you decide which broker is the better fit in 2026.
XM
Trading 212
| XM | Trading 212 | |
|---|---|---|
| BrokerRank Score | 3.9/5 ✓ | 3.6/5 |
| Min. Deposit | $5 | $1 ✓ |
| Spread from | 0.6 pips | 0.5 pips ✓ |
| Max Leverage | 1:1000 ✓ | 1:30 |
| Regulation | CySEC, ASIC, FCA ✓ | FCA, CySEC |
| Platforms | MT4, MT5, Proprietary Mobile | Proprietary Web, Proprietary Mobile |
XM is the better choice overall, scoring 3.9/5 vs 3.6/5 on BrokerRank's independent rating. On fees, Trading 212 offers lower spreads (0.5 pips).
See full side-by-side comparison belowXM
Trading 212
XM
Trading 212
Lower feesXM holds licences from ASIC, FCA, CySEC. Trading 212 is regulated by FCA, CySEC.
Both brokers offer access to Forex, Cfd, Stocks, Indices, Commodities markets.
On spreads, Trading 212 is more competitive with EUR/USD spreads from 0.5 pips, compared to 0.6 pips at XM.
XM supports MT4, MT5, Proprietary Mobile. Trading 212 offers Proprietary Web, Proprietary Mobile. Both brokers are available on Proprietary Mobile.
XM requires a minimum deposit of $5, while Trading 212 sets a minimum deposit of $1. Both are suitable for traders with moderate starting capital.
BrokerRank scores XM at 3.92/5 and Trading 212 at 3.57/5, based on 50+ data points covering regulation, fees, platforms, markets, and user experience. XM leads overall with a clear advantage.
XM
3.9/5
Choose XM if you want…
Trading 212
3.6/5
Choose Trading 212 if you want…
XM scores higher overall on our independent rating system. XM holds a 3.9/5 rating vs Trading 212's 3.6/5. The best choice ultimately depends on your trading style — see our full verdict above for a detailed breakdown.
XM offers spreads from 0.6 pips, while Trading 212 starts at 0.5 pips. Check the fees section above for a full breakdown.
XM requires a minimum deposit of $5. Trading 212 requires $1.
XM is regulated by CySEC, ASIC, FCA, while Trading 212 holds licences from FCA, CySEC.
XM supports MT4, MT5, Proprietary Mobile. Trading 212 supports Proprietary Web, Proprietary Mobile.
Yes, you can hold accounts at multiple brokers simultaneously. Many traders diversify across platforms to access different markets and tools.
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Trading involves risk. Past performance is not indicative of future results. Capital at risk. Full risk disclosure.