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Side-by-Side Comparison Independent Updated Oct 2, 2026

XTB vs ACY Securities 2026: Which Broker is Better?

Choosing between XTB and ACY Securities depends on your trading style, preferred markets, and budget. XTB is headquartered in Warsaw, Poland, while ACY Securities operates from Sydney, Australia. XTB has the longer track record, established in 2002, compared to ACY Securities which was founded in 2011. This in-depth comparison covers regulation, fees, platforms, markets, and overall ratings to help you decide which broker is the better fit in 2026.

XTB

ACY Securities

Higher ratedXTB logo

XTB

3.8/ 5
Visit XTB →Full review
VS
XTBACY Securities
BrokerRank Score3.8/5 ✓3.2/5
Min. Deposit$0 ✓$50
Spread from0.1 pips0 pips ✓
Max Leverage1:5001:500
RegulationFCA, CySEC ✓ASIC
PlatformsProprietary Web, Proprietary Mobile, MT4MT4, MT5
Quick VerdictBrokerRank recommends
Best for Beginners
XTBACY Securities
Best for Low Fees
ACY SecuritiesXTB
Best for Regulation
XTBACY Securities
Best Overall
XTBACY Securities
Quick Answer

XTB is the better choice overall, scoring 3.8/5 vs 3.2/5 on BrokerRank's independent rating. On fees, ACY Securities offers lower spreads (0 pips).

See full side-by-side comparison below

XTB vs ACY Securities: Key Differences

Feature

XTB

Winner

ACY Securities

Our Rating
3.8 / 5
3.2 / 5
Min. Deposit
$0
$50
Max Leverage
Spread From
0.1 pips
0 pips
Commission
None
$3/lot
Regulated By
Platforms
Proprietary Web, Proprietary Mobile, MT4
MT4, MT5
Markets
Forex, Cfd, Stocks, Indices, Commodities, Crypto
Forex, Cfd, Indices, Commodities, Crypto
Founded
2002
2011
Headquarters
Warsaw, Poland
Sydney, Australia
Score
4 / 5
1 / 5

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Fees Comparison

Fee

XTB

ACY Securities

Spread From
0.1 pips
0 pips
Commission
None
$3/lot
Deposit Fee
None
None
Withdrawal Fee
None
None

Regulation & Trust

XTB holds licences from FCA, CySEC. ACY Securities is regulated by ASIC.

Markets & Assets

Both brokers offer access to Forex, Cfd, Indices, Commodities markets. XTB additionally covers Stocks. ACY Securities adds Crypto.

Fees & Spreads

On spreads, ACY Securities is more competitive with EUR/USD spreads from 0.0 pips, compared to 0.1 pips at XTB.

Trading Platforms

XTB supports Proprietary Web, Proprietary Mobile, MT4. ACY Securities offers MT4, MT5. Both brokers are available on MT4.

Minimum Deposit

XTB requires no minimum deposit, while ACY Securities sets a minimum deposit of $50. This makes XTB accessible to traders with any budget.

Overall Ratings

BrokerRank scores XTB at 3.81/5 and ACY Securities at 3.22/5, based on 50+ data points covering regulation, fees, platforms, markets, and user experience. XTB leads overall with a clear advantage.

BrokerRank Verdict

XTB is our recommended pick in this comparison, scoring 3.81/5 versus ACY Securities's 3.22/5. Both brokers carry equivalent tier-1 regulation. ACY Securities has a fees advantage with 0.0 pip spreads. XTB is more accessible for new traders with its lower minimum deposit requirement. ACY Securities is still a solid option for traders who prefer ACY Securities's specific platform or market selection, but XTB offers a stronger overall package for the majority of traders.

Who Should Choose Which?

XTB

XTB

3.8/5

Top pick

Choose XTB if you want…

  • Higher overall rating (3.8/5)
  • No per-trade commission
  • No minimum deposit
  • More regulatory licences (2)
ACY Securities

ACY Securities

3.2/5

Choose ACY Securities if you want…

  • Tighter spreads (from 0 pips)

Also consider

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80% of retail CFD accounts lose money.

Both XTB & ACY Securities are available in

Frequently Asked Questions

1

Is XTB better than ACY Securities?

XTB scores higher overall on our independent rating system. XTB holds a 3.8/5 rating vs ACY Securities's 3.2/5. The best choice ultimately depends on your trading style — see our full verdict above for a detailed breakdown.

2

Which has lower fees, XTB or ACY Securities?

XTB offers spreads from 0.1 pips, while ACY Securities starts at 0 pips. Check the fees section above for a full breakdown.

3

What is the minimum deposit for XTB vs ACY Securities?

XTB requires a minimum deposit of $0. ACY Securities requires $50.

4

Which broker is safer, XTB or ACY Securities?

XTB is regulated by FCA, CySEC, while ACY Securities holds licences from ASIC.

5

What trading platforms do XTB and ACY Securities support?

XTB supports Proprietary Web, Proprietary Mobile, MT4. ACY Securities supports MT4, MT5.

6

Can I use both XTB and ACY Securities?

Yes, you can hold accounts at multiple brokers simultaneously. Many traders diversify across platforms to access different markets and tools.

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