XTB
DEGIRO
VS
Higher Rated
XTB
Capital at risk · T&Cs apply
Choosing between XTB and DEGIRO depends on your trading style, preferred markets, and budget. XTB is headquartered in Warsaw, Poland, while DEGIRO operates from Amsterdam, Netherlands. XTB has the longer track record, established in 2002, compared to DEGIRO which was founded in 2013. This in-depth comparison covers regulation, fees, platforms, markets, and overall ratings to help you decide which broker is the better fit in 2026.
XTB
DEGIRO
XTB is the better choice overall, scoring 3.8/5 vs 3.3/5 on BrokerRank's independent rating. On fees, DEGIRO offers lower spreads (0 pips).
See full side-by-side comparison belowOverall Rating
XTB
3.8 vs 3.3
Lowest Fees
DEGIRO
0.1 vs 0 pips
Regulation
XTB
2 vs 1 licences
Min. Deposit
Tied
$0 vs $0
XTB
WinnerDEGIRO
XTB
DEGIRO
XTB holds licences from FCA, CySEC. DEGIRO is regulated by FCA.
Both brokers offer access to Stocks, Indices, Commodities markets. XTB additionally covers Forex, Cfd.
On spreads, DEGIRO is more competitive with EUR/USD spreads from 0.0 pips, compared to 0.1 pips at XTB.
XTB supports Proprietary Web, Proprietary Mobile, MT4. DEGIRO offers Proprietary Web, Proprietary Mobile. Both brokers are available on Proprietary Web, Proprietary Mobile.
XTB requires no minimum deposit, while DEGIRO sets no minimum deposit. This makes XTB accessible to traders with any budget.
BrokerRank scores XTB at 3.81/5 and DEGIRO at 3.27/5, based on 50+ data points covering regulation, fees, platforms, markets, and user experience. XTB leads overall with a clear advantage.
XTB scores higher overall on our independent rating system. XTB holds a 3.8/5 rating vs DEGIRO's 3.3/5. The best choice ultimately depends on your trading style — see our full verdict above for a detailed breakdown.
XTB offers spreads from 0.1 pips, while DEGIRO starts at 0 pips. Check the fees section above for a full breakdown.
XTB requires a minimum deposit of $0. DEGIRO requires $0.
XTB is regulated by FCA, CySEC, while DEGIRO holds licences from FCA.
XTB supports Proprietary Web, Proprietary Mobile, MT4. DEGIRO supports Proprietary Web, Proprietary Mobile.
Yes, you can hold accounts at multiple brokers simultaneously. Many traders diversify across platforms to access different markets and tools.
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Trading involves risk. Past performance is not indicative of future results. Capital at risk. Full risk disclosure.