XTB vs Deriv 2026: Which Broker is Better?
Choosing between XTB and Deriv depends on your trading style, preferred markets, and budget. XTB is headquartered in Warsaw, Poland, while Deriv operates from Limassol, Cyprus. Deriv has the longer track record, established in 1999, compared to XTB which was founded in 2002. This in-depth comparison covers regulation, fees, platforms, markets, and overall ratings to help you decide which broker is the better fit in 2026.
XTB
Deriv
| XTB | Deriv | |
|---|---|---|
| BrokerRank Score | 3.8/5 | 4.0/5 ✓ |
| Min. Deposit | $0 ✓ | $5 |
| Spread from | 0.1 pips ✓ | 0.5 pips |
| Max Leverage | 1:500 | 1:1000 ✓ |
| Regulation | FCA, CySEC | MFSA, Labuan FSA, BVI FSC ✓ |
| Platforms | Proprietary Web, Proprietary Mobile, MT4 | MT5, Proprietary Web, Proprietary Mobile |
Deriv is the better choice overall, scoring 4.0/5 vs 3.8/5 on BrokerRank's independent rating. On fees, XTB offers lower spreads (0.1 pips).
See full side-by-side comparison belowXTB vs Deriv: Key Differences
XTB
WinnerDeriv
Fees Comparison
XTB
Lower feesDeriv
Regulation & Trust
XTB holds licences from FCA, CySEC. Deriv is regulated by FCA, MAS.
Markets & Assets
Both brokers offer access to Forex, Cfd, Indices, Commodities markets. XTB additionally covers Stocks. Deriv adds Crypto.
Fees & Spreads
On spreads, XTB is more competitive with EUR/USD spreads from 0.1 pips, compared to 0.5 pips at Deriv.
Trading Platforms
XTB supports Proprietary Web, Proprietary Mobile, MT4. Deriv offers MT5, Proprietary Web, Proprietary Mobile. Both brokers are available on Proprietary Web, Proprietary Mobile.
Minimum Deposit
XTB requires no minimum deposit, while Deriv sets a minimum deposit of $5. This makes XTB accessible to traders with any budget.
Overall Ratings
BrokerRank scores XTB at 3.81/5 and Deriv at 3.77/5, based on 50+ data points covering regulation, fees, platforms, markets, and user experience. XTB leads overall with a marginal advantage.
BrokerRank Verdict
Who Should Choose Which?
XTB
3.8/5
Choose XTB if you want…
- Tighter spreads (from 0.1 pips)
- No minimum deposit
- More market types (6)
Deriv
4.0/5
Choose Deriv if you want…
- Higher overall rating (4.0/5)
- Higher leverage (up to 1:1000)
- More regulatory licences (7)
- More established (est. 1999)
Also consider
We earn a commission when you open an account through these links, at no extra cost to you. Our ratings are scored independently — see the full independent ranking.
Both XTB & Deriv are available in
Frequently Asked Questions
1Is XTB better than Deriv?
Deriv scores higher overall on our independent rating system. XTB holds a 3.8/5 rating vs Deriv's 4.0/5. The best choice ultimately depends on your trading style — see our full verdict above for a detailed breakdown.
2Which has lower fees, XTB or Deriv?
XTB offers spreads from 0.1 pips, while Deriv starts at 0.5 pips. Check the fees section above for a full breakdown.
3What is the minimum deposit for XTB vs Deriv?
XTB requires a minimum deposit of $0. Deriv requires $5.
4Which broker is safer, XTB or Deriv?
XTB is regulated by FCA, CySEC, while Deriv holds licences from MFSA, Labuan FSA, BVI FSC, VFSC, CIMA, FSC, CMA.
5What trading platforms do XTB and Deriv support?
XTB supports Proprietary Web, Proprietary Mobile, MT4. Deriv supports MT5, Proprietary Web, Proprietary Mobile.
6Can I use both XTB and Deriv?
Yes, you can hold accounts at multiple brokers simultaneously. Many traders diversify across platforms to access different markets and tools.
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Trading involves risk. Past performance is not indicative of future results. Capital at risk. Full risk disclosure.
Higher Rated
Deriv
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