XTB
Fidelity
VS
Higher Rated
XTB
Capital at risk · T&Cs apply
Choosing between XTB and Fidelity depends on your trading style, preferred markets, and budget. XTB is headquartered in Warsaw, Poland, while Fidelity operates from Boston, USA. Fidelity has the longer track record, established in 1946, compared to XTB which was founded in 2002. This in-depth comparison covers regulation, fees, platforms, markets, and overall ratings to help you decide which broker is the better fit in 2026.
XTB
Fidelity
| XTB | Fidelity | |
|---|---|---|
| BrokerRank Score | 3.8/5 ✓ | 3.6/5 |
| Min. Deposit | $0 | $0 |
| Spread from | 0.1 pips | 0 pips ✓ |
| Max Leverage | 1:500 ✓ | 1:2 |
| Regulation | FCA, CySEC | SEC, CFTC |
| Platforms | Proprietary Web, Proprietary Mobile, MT4 | Proprietary Web, Proprietary Mobile |
XTB is the better choice overall, scoring 3.8/5 vs 3.6/5 on BrokerRank's independent rating. On fees, Fidelity offers lower spreads (0 pips).
See full side-by-side comparison belowXTB
Fidelity
WinnerXTB
Fidelity
Lower feesXTB holds licences from FCA, CySEC. Fidelity is regulated by SEC, CFTC.
Both brokers offer access to Stocks, Indices, Commodities markets. XTB additionally covers Forex, Cfd.
On spreads, Fidelity is more competitive with EUR/USD spreads from 0.0 pips, compared to 0.1 pips at XTB.
XTB supports Proprietary Web, Proprietary Mobile, MT4. Fidelity offers Proprietary Web, Proprietary Mobile. Both brokers are available on Proprietary Web, Proprietary Mobile.
XTB requires no minimum deposit, while Fidelity sets no minimum deposit. This makes XTB accessible to traders with any budget.
BrokerRank scores XTB at 3.81/5 and Fidelity at 3.58/5, based on 50+ data points covering regulation, fees, platforms, markets, and user experience. XTB leads overall with a clear advantage.
XTB
3.8/5
Choose XTB if you want…
Fidelity
3.6/5
Choose Fidelity if you want…
XTB scores higher overall on our independent rating system. XTB holds a 3.8/5 rating vs Fidelity's 3.6/5. The best choice ultimately depends on your trading style — see our full verdict above for a detailed breakdown.
XTB offers spreads from 0.1 pips, while Fidelity starts at 0 pips. Check the fees section above for a full breakdown.
XTB requires a minimum deposit of $0. Fidelity requires $0.
XTB is regulated by FCA, CySEC, while Fidelity holds licences from SEC, CFTC.
XTB supports Proprietary Web, Proprietary Mobile, MT4. Fidelity supports Proprietary Web, Proprietary Mobile.
Yes, you can hold accounts at multiple brokers simultaneously. Many traders diversify across platforms to access different markets and tools.
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Trading involves risk. Past performance is not indicative of future results. Capital at risk. Full risk disclosure.