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Side-by-Side Comparison Independent Updated Oct 2, 2026

XTB vs Sarwa 2026: Which Broker is Better?

Choosing between XTB and Sarwa depends on your trading style, preferred markets, and budget. XTB is headquartered in Warsaw, Poland, while Sarwa operates from Dubai, UAE. XTB has the longer track record, established in 2002, compared to Sarwa which was founded in 2017. This in-depth comparison covers regulation, fees, platforms, markets, and overall ratings to help you decide which broker is the better fit in 2026.

XTB

Sarwa

VS
XTBSarwa
BrokerRank Score3.8/5 ✓3.5/5
Min. Deposit$0 ✓$500
Spread from0.1 pips0 pips ✓
Max Leverage1:500 ✓1:1
RegulationFCA, CySECDFSA, SEC
PlatformsProprietary Web, Proprietary Mobile, MT4Proprietary Web, Proprietary Mobile
Quick VerdictBrokerRank recommends
Best for Beginners
XTBSarwa
Best for Low Fees
SarwaXTB
Best for Regulation
XTBSarwa
Best Overall
XTBSarwa
Quick Answer

XTB is the better choice overall, scoring 3.8/5 vs 3.5/5 on BrokerRank's independent rating. On fees, Sarwa offers lower spreads (0 pips).

See full side-by-side comparison below

XTB vs Sarwa: Key Differences

Feature

XTB

Winner

Sarwa

Our Rating
3.8 / 5
3.5 / 5
Min. Deposit
$0
$500
Max Leverage
Spread From
0.1 pips
0 pips
Commission
None
None
Regulated By
DFSASEC
Platforms
Proprietary Web, Proprietary Mobile, MT4
Proprietary Web, Proprietary Mobile
Markets
Forex, Cfd, Stocks, Indices, Commodities, Crypto
Etf, Stocks, Crypto
Founded
2002
2017
Headquarters
Warsaw, Poland
Dubai, UAE
Score
2 / 3
1 / 3

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Fees Comparison

Fee

XTB

Sarwa

Lower fees
Spread From
0.1 pips
0 pips
Commission
None
None
Deposit Fee
None
None
Withdrawal Fee
None
None

Regulation & Trust

XTB holds licences from FCA, CySEC. Sarwa is regulated by SEC, DFSA.

Markets & Assets

Both brokers offer access to Stocks markets. XTB additionally covers Forex, Cfd, Indices, Commodities. Sarwa adds Etf, Crypto.

Fees & Spreads

On spreads, Sarwa is more competitive with EUR/USD spreads from 0.0 pips, compared to 0.1 pips at XTB.

Trading Platforms

XTB supports Proprietary Web, Proprietary Mobile, MT4. Sarwa offers Proprietary Web, Proprietary Mobile. Both brokers are available on Proprietary Web, Proprietary Mobile.

Minimum Deposit

XTB requires no minimum deposit, while Sarwa sets a minimum deposit of $500. This makes XTB accessible to traders with any budget.

Overall Ratings

BrokerRank scores XTB at 3.81/5 and Sarwa at 3.34/5, based on 50+ data points covering regulation, fees, platforms, markets, and user experience. XTB leads overall with a clear advantage.

BrokerRank Verdict

XTB is our recommended pick in this comparison, scoring 3.81/5 versus Sarwa's 3.34/5. Both brokers carry equivalent tier-1 regulation. Sarwa has a fees advantage with 0.0 pip spreads. XTB is more accessible for new traders with its lower minimum deposit requirement. Sarwa is still a solid option for traders who prefer Sarwa's specific platform or market selection, but XTB offers a stronger overall package for the majority of traders.

Who Should Choose Which?

XTB

XTB

3.8/5

Top pick

Choose XTB if you want…

  • Higher overall rating (3.8/5)
  • No minimum deposit
  • Higher leverage (up to 1:500)
  • More market types (6)
Sarwa

Sarwa

3.5/5

Choose Sarwa if you want…

  • Tighter spreads (from 0 pips)

Also consider

View all rankings

We earn a commission when you open an account through these links, at no extra cost to you. Our ratings are scored independently — see the full independent ranking.

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Plus500
4.0
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80% of retail CFD accounts lose money.

Both XTB & Sarwa are available in

Frequently Asked Questions

1

Is XTB better than Sarwa?

XTB scores higher overall on our independent rating system. XTB holds a 3.8/5 rating vs Sarwa's 3.5/5. The best choice ultimately depends on your trading style — see our full verdict above for a detailed breakdown.

2

Which has lower fees, XTB or Sarwa?

XTB offers spreads from 0.1 pips, while Sarwa starts at 0 pips. Check the fees section above for a full breakdown.

3

What is the minimum deposit for XTB vs Sarwa?

XTB requires a minimum deposit of $0. Sarwa requires $500.

4

Which broker is safer, XTB or Sarwa?

XTB is regulated by FCA, CySEC, while Sarwa holds licences from DFSA, SEC.

5

What trading platforms do XTB and Sarwa support?

XTB supports Proprietary Web, Proprietary Mobile, MT4. Sarwa supports Proprietary Web, Proprietary Mobile.

6

Can I use both XTB and Sarwa?

Yes, you can hold accounts at multiple brokers simultaneously. Many traders diversify across platforms to access different markets and tools.

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