XTB
Wealthfront
VS
Higher Rated
XTB
Capital at risk · T&Cs apply
Choosing between XTB and Wealthfront depends on your trading style, preferred markets, and budget. XTB is headquartered in Warsaw, Poland, while Wealthfront operates from Palo Alto, USA. XTB has the longer track record, established in 2002, compared to Wealthfront which was founded in 2011. This in-depth comparison covers regulation, fees, platforms, markets, and overall ratings to help you decide which broker is the better fit in 2026.
XTB
Wealthfront
XTB is the better choice overall, scoring 3.8/5 vs 3.2/5 on BrokerRank's independent rating. On fees, Wealthfront offers lower spreads (0 pips).
See full side-by-side comparison belowOverall Rating
XTB
3.8 vs 3.2
Lowest Fees
Wealthfront
0.1 vs 0 pips
Regulation
Tied
2 vs 2 licences
Min. Deposit
XTB
$0 vs $500
XTB
WinnerWealthfront
XTB
Wealthfront
Lower feesXTB holds licences from FCA, CySEC. Wealthfront is regulated by SEC, FINRA.
Both brokers offer access to Stocks markets. XTB additionally covers Forex, Cfd, Indices, Commodities. Wealthfront adds Etf.
On spreads, Wealthfront is more competitive with EUR/USD spreads from 0.0 pips, compared to 0.1 pips at XTB.
XTB supports Proprietary Web, Proprietary Mobile, MT4. Wealthfront offers Proprietary Web, Proprietary Mobile. Both brokers are available on Proprietary Web, Proprietary Mobile.
XTB requires no minimum deposit, while Wealthfront sets a minimum deposit of $500. This makes XTB accessible to traders with any budget.
BrokerRank scores XTB at 3.81/5 and Wealthfront at 3.24/5, based on 50+ data points covering regulation, fees, platforms, markets, and user experience. XTB leads overall with a clear advantage.
XTB scores higher overall on our independent rating system. XTB holds a 3.8/5 rating vs Wealthfront's 3.2/5. The best choice ultimately depends on your trading style — see our full verdict above for a detailed breakdown.
XTB offers spreads from 0.1 pips, while Wealthfront starts at 0 pips. Check the fees section above for a full breakdown.
XTB requires a minimum deposit of $0. Wealthfront requires $500.
XTB is regulated by FCA, CySEC, while Wealthfront holds licences from SEC, FINRA.
XTB supports Proprietary Web, Proprietary Mobile, MT4. Wealthfront supports Proprietary Web, Proprietary Mobile.
Yes, you can hold accounts at multiple brokers simultaneously. Many traders diversify across platforms to access different markets and tools.
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Trading involves risk. Past performance is not indicative of future results. Capital at risk. Full risk disclosure.