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Side-by-Side Comparison Independent Updated Oct 25, 2026

M1 Finance vs Deriv 2026: Which Broker is Better?

Compare M1 Finance and Deriv side by side on fees, regulation, platforms and our expert ratings. Find out which broker suits your needs.

M1 Finance

Deriv

VS
M1 FinanceDeriv
BrokerRank Score3.2/54.0/5 ✓
Min. Deposit$100 ✓$5
Spread from0 pips ✓0.5 pips
Max Leverage1:21:1000 ✓
RegulationSECMFSA, Labuan FSA, BVI FSC ✓
PlatformsProprietary Web, Proprietary MobileMT5, Proprietary Web, Proprietary Mobile
Quick VerdictBrokerRank recommends
Best for Beginners
M1 FinanceDeriv
Best for Low Fees
M1 FinanceDeriv
Best for Regulation
DerivM1 Finance
Best Overall
DerivM1 Finance
Quick Answer

Deriv is the better choice overall, scoring 4.0/5 vs 3.2/5 on BrokerRank's independent rating. On fees, M1 Finance offers lower spreads (0 pips).

See full side-by-side comparison below

M1 Finance vs Deriv: Key Differences

Feature

M1 Finance

Deriv

Our Rating
3.2 / 5
4.0 / 5
Min. Deposit
$100
$5
Max Leverage
Spread From
0 pips
0.5 pips
Commission
None
None
Regulated By
SEC
MFSALabuan FSABVI FSCVFSCCIMAFSCCMA
Platforms
Proprietary Web, Proprietary Mobile
MT5, Proprietary Web, Proprietary Mobile
Markets
Stocks, Indices
Forex, Cfd, Crypto, Indices, Commodities
Founded
2015
1999
Headquarters
Chicago, USA
Limassol, Cyprus
Score
2 / 4
2 / 4

Fees Comparison

Fee

M1 Finance

Lower fees

Deriv

Spread From
0 pips
0.5 pips
Commission
None
None
Deposit Fee
None
None
Withdrawal Fee
None
None

BrokerRank Verdict

M1 Finance scores 3.20/5 while Deriv scores 3.96/5 in our independent rating.

Deriv edges ahead overall, but M1 Finance may suit traders who prioritise different features. Read our full reviews for a detailed breakdown. Scores are based on our transparent methodology.

Who Should Choose Which?

M1 Finance

M1 Finance

3.2/5

Choose M1 Finance if you want…

  • Tighter spreads (from 0 pips)
Deriv

Deriv

4.0/5

Top pick

Choose Deriv if you want…

  • Higher overall rating (4.0/5)
  • Lower minimum deposit ($5)
  • Higher leverage (up to 1:1000)
  • More regulatory licences (7)

Also consider

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We earn a commission when you open an account through these links, at no extra cost to you. Our ratings are scored independently — see the full independent ranking.

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Both M1 Finance & Deriv are available in

Frequently Asked Questions

1

Is M1 Finance better than Deriv?

Deriv scores higher overall on our independent rating system. M1 Finance holds a 3.2/5 rating vs Deriv's 4.0/5. The best choice ultimately depends on your trading style — see our full verdict above for a detailed breakdown.

2

Which has lower fees, M1 Finance or Deriv?

M1 Finance offers spreads from 0 pips, while Deriv starts at 0.5 pips. Check the fees section above for a full breakdown.

3

What is the minimum deposit for M1 Finance vs Deriv?

M1 Finance requires a minimum deposit of $100. Deriv requires $5.

4

Which broker is safer, M1 Finance or Deriv?

M1 Finance is regulated by SEC, while Deriv holds licences from MFSA, Labuan FSA, BVI FSC, VFSC, CIMA, FSC, CMA.

5

What trading platforms do M1 Finance and Deriv support?

M1 Finance supports Proprietary Web, Proprietary Mobile. Deriv supports MT5, Proprietary Web, Proprietary Mobile.

6

Can I use both M1 Finance and Deriv?

Yes, you can hold accounts at multiple brokers simultaneously. Many traders diversify across platforms to access different markets and tools.

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BrokerRank Research

Trading involves risk. Past performance is not indicative of future results. Capital at risk. Full risk disclosure.

Higher Rated

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