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Side-by-Side Comparison Independent Updated Oct 24, 2026

Paytm Money vs Deriv 2026: Which Broker is Better?

Compare Paytm Money and Deriv side by side on fees, regulation, platforms and our expert ratings. Find out which broker suits your needs.

Paytm Money

Deriv

Higher ratedDeriv logo

Deriv

4.0/ 5
Visit Deriv →Full review
VS
Paytm MoneyDeriv
BrokerRank Score3.2/54.0/5 ✓
Min. Deposit$0 ✓$5
Spread from0 pips ✓0.5 pips
Max Leverage1:51:1000 ✓
RegulationSEBIMFSA, Labuan FSA, BVI FSC ✓
PlatformsProprietary Mobile, Proprietary WebMT5, Proprietary Web, Proprietary Mobile
Quick VerdictBrokerRank recommends
Best for Beginners
Paytm MoneyDeriv
Best for Low Fees
Paytm MoneyDeriv
Best for Regulation
DerivPaytm Money
Best Overall
DerivPaytm Money
Quick Answer

Deriv is the better choice overall, scoring 4.0/5 vs 3.2/5 on BrokerRank's independent rating. On fees, Paytm Money offers lower spreads (0 pips).

See full side-by-side comparison below

Paytm Money vs Deriv: Key Differences

Feature

Paytm Money

Winner

Deriv

Our Rating
3.2 / 5
4.0 / 5
Min. Deposit
$0
$5
Max Leverage
Spread From
0 pips
0.5 pips
Commission
None
None
Regulated By
MFSALabuan FSABVI FSCVFSCCIMAFSCCMA
Platforms
Proprietary Mobile, Proprietary Web
MT5, Proprietary Web, Proprietary Mobile
Markets
Stocks, Etf, Indices
Forex, Cfd, Crypto, Indices, Commodities
Founded
2018
1999
Headquarters
Bengaluru, India
Limassol, Cyprus
Score
2 / 3
1 / 3

Fees Comparison

Fee

Paytm Money

Lower fees

Deriv

Spread From
0 pips
0.5 pips
Commission
None
None
Deposit Fee
None
None
Withdrawal Fee
None
None

BrokerRank Verdict

Paytm Money scores 3.21/5 while Deriv scores 3.96/5 in our independent rating.

Deriv edges ahead overall, but Paytm Money may suit traders who prioritise different features. Read our full reviews for a detailed breakdown. Scores are based on our transparent methodology.

Who Should Choose Which?

Paytm Money

Paytm Money

3.2/5

Choose Paytm Money if you want…

  • Tighter spreads (from 0 pips)
  • No minimum deposit
Deriv

Deriv

4.0/5

Top pick

Choose Deriv if you want…

  • Higher overall rating (4.0/5)
  • Higher leverage (up to 1:1000)
  • More regulatory licences (7)
  • More market types (5)

Also consider

View all rankings

We earn a commission when you open an account through these links, at no extra cost to you. Our ratings are scored independently — see the full independent ranking.

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4.3
FCA
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FxPro
4.1
FCA
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#4AvaTrade logo
AvaTrade
4.0
MAS
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#5Plus500 logo
Plus500
4.0
MAS
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80% of retail CFD accounts lose money.

Both Paytm Money & Deriv are available in

Frequently Asked Questions

1

Is Paytm Money better than Deriv?

Deriv scores higher overall on our independent rating system. Paytm Money holds a 3.2/5 rating vs Deriv's 4.0/5. The best choice ultimately depends on your trading style — see our full verdict above for a detailed breakdown.

2

Which has lower fees, Paytm Money or Deriv?

Paytm Money offers spreads from 0 pips, while Deriv starts at 0.5 pips. Check the fees section above for a full breakdown.

3

What is the minimum deposit for Paytm Money vs Deriv?

Paytm Money requires a minimum deposit of $0. Deriv requires $5.

4

Which broker is safer, Paytm Money or Deriv?

Paytm Money is regulated by SEBI, while Deriv holds licences from MFSA, Labuan FSA, BVI FSC, VFSC, CIMA, FSC, CMA.

5

What trading platforms do Paytm Money and Deriv support?

Paytm Money supports Proprietary Mobile, Proprietary Web. Deriv supports MT5, Proprietary Web, Proprietary Mobile.

6

Can I use both Paytm Money and Deriv?

Yes, you can hold accounts at multiple brokers simultaneously. Many traders diversify across platforms to access different markets and tools.

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Trading involves risk. Past performance is not indicative of future results. Capital at risk. Full risk disclosure.

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Deriv

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