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Side-by-Side Comparison Independent Updated Oct 20, 2026

XTB vs Plus500 2026: Which Broker is Better?

Compare XTB and Plus500 side by side on fees, regulation, platforms and our expert ratings. Find out which broker suits your needs.

XTB

Plus500

Higher ratedPlus500 logo

Plus500

4.0/ 5
Visit Plus500 →

80% of retail CFD accounts lose money.

Full review
VS

80% of retail CFD accounts lose money.

Plus500 offers CFDs only — CFDs on forex, indices, stocks, commodities & crypto. You trade on price movements and do not own the underlying assets. Maximum leverage up to 1:30 for retail clients; additional fees may apply.

XTBPlus500
BrokerRank Score3.8/54.0/5 ✓
Min. Deposit$0 ✓$100
Spread from0.1 pips ✓0.6 pips
Max Leverage1:500 ✓1:30
RegulationFCA, CySECFCA, CySEC, ASIC ✓
PlatformsProprietary Web, Proprietary Mobile, MT4Proprietary Web, Proprietary Mobile
Quick VerdictBrokerRank recommends
Best for Beginners
XTBPlus500
Best for Low Fees
XTBPlus500
Best for Regulation
Plus500XTB
Best Overall
Plus500XTB
Quick Answer

Plus500 is the better choice overall, scoring 4.0/5 vs 3.8/5 on BrokerRank's independent rating. On fees, XTB offers lower spreads (0.1 pips).

See full side-by-side comparison below

XTB vs Plus500: Key Differences

Feature

XTB

Plus500

Our Rating
3.8 / 5
4.0 / 5
Min. Deposit
$0
$100
Max Leverage
Spread From
0.1 pips
0.6 pips
Commission
None
None
Platforms
Proprietary Web, Proprietary Mobile, MT4
Proprietary Web, Proprietary Mobile
Markets
Forex, Cfd, Stocks, Indices, Commodities, Crypto
CFDs on forex, indices, stocks, commodities & crypto
Founded
2002
2008
Headquarters
Warsaw, Poland
Haifa, Israel
Score
2 / 4
2 / 4

Fees Comparison

Fee

XTB

Lower fees

Plus500

Spread From
0.1 pips
0.6 pips
Commission
None
None
Deposit Fee
None
None
Withdrawal Fee
None
None

BrokerRank Verdict

XTB scores 3.81/5 while Plus500 scores 3.98/5 in our independent rating.

Plus500 edges ahead overall, but XTB may suit traders who prioritise different features. Read our full reviews for a detailed breakdown. Scores are based on our transparent methodology.

Who Should Choose Which?

XTB

XTB

3.8/5

Choose XTB if you want…

  • Tighter spreads (from 0.1 pips)
  • No minimum deposit
  • Higher leverage (up to 1:500)
  • More established (est. 2002)
Plus500

Plus500

4.0/5

Top pick

Choose Plus500 if you want…

  • Higher overall rating (4.0/5)
  • More regulatory licences (4)
Visit Plus500 →

80% of retail CFD accounts lose money.

Also consider

View all rankings

We earn a commission when you open an account through these links, at no extra cost to you. Our ratings are scored independently — see the full independent ranking.

Both XTB & Plus500 are available in

Frequently Asked Questions

1

Is XTB better than Plus500?

Plus500 scores higher overall on our independent rating system. XTB holds a 3.8/5 rating vs Plus500's 4.0/5. The best choice ultimately depends on your trading style — see our full verdict above for a detailed breakdown.

2

Which has lower fees, XTB or Plus500?

XTB offers spreads from 0.1 pips, while Plus500 starts at 0.6 pips. Check the fees section above for a full breakdown.

3

What is the minimum deposit for XTB vs Plus500?

XTB requires a minimum deposit of $0. Plus500 requires $100.

4

Which broker is safer, XTB or Plus500?

XTB is regulated by FCA, CySEC, while Plus500 holds licences from FCA, CySEC, ASIC, MAS.

5

What trading platforms do XTB and Plus500 support?

XTB supports Proprietary Web, Proprietary Mobile, MT4. Plus500 supports Proprietary Web, Proprietary Mobile.

6

Can I use both XTB and Plus500?

Yes, you can hold accounts at multiple brokers simultaneously. Many traders diversify across platforms to access different markets and tools.

Key Trading Terms

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BrokerRank Research

Trading involves risk. Past performance is not indicative of future results. Capital at risk. Full risk disclosure.

Higher Rated

Plus500

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80% of retail CFD accounts lose money.